| 2/2/2004 |
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Conforming Fixed Rate |
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Jumbo Loans |
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| 15 Year Fixed |
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30 Year
Fixed |
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15 Year
Fixed |
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30 Year
Fixed |
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| Rate |
points |
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Rate |
points |
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Rate |
points |
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Rate |
points |
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| 4.750 |
2.000 |
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5.375 |
2.000 |
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4.750 |
2.000 |
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5.625 |
1.500 |
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| 4.875 |
1.250 |
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5.500 |
1.500 |
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4.875 |
1.500 |
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5.750 |
0.750 |
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| 5.000 |
1.000 |
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5.625 |
1.000 |
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5.000 |
1.000 |
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5.875 |
0.250 |
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| 5.125 |
0.500 |
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5.750 |
0.500 |
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5.125 |
0.500 |
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6.000 |
0.000 |
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| 5.250 |
0.000 |
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5.875 |
0.000 |
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5.250 |
0.000 |
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| Loan
Size Adjustments: |
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25 DAY LOCK |
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| $150K -$240K |
Rebate
.125 |
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10 Year Fixed |
20 Year Fixed |
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| $75,000
- $99,950 |
Add
.125 to Points |
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Rate |
points |
Rate |
points |
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| $50,000 - $74,950 |
Add
.625 to Points |
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4.375 |
2.000 |
5.375 |
1.250 |
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FNMA |
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| $30,000
- $49,950 |
Add
.875 to Points |
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4.625 |
0.750 |
5.625 |
0.500 |
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ARMS |
special |
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4.875 |
0.000 |
5.750 |
0.000 |
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3/1 ARM |
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5/1 ARM |
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| Investment
Properties: |
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30 day rate |
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30 day rate |
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| LTV
up to 75.00% |
Add
1.500 to Points |
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3.875 |
1.25 |
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3.750 |
2.25 |
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| LTV
from 75.01-80.00 |
Add
2.000 to Points |
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3.875 |
1.00 |
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4.250 |
1.00 |
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| LTV
from 80.0-90.00 |
Add
2.500 to Points |
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4.125 |
0.50 |
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4.625 |
0.25 |
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FHA/VA Products |
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| 30 year fixed |
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15 year
fixed |
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1 Year ARM |
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FHA Loan Size Adjustments: |
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| Rate |
points |
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Rate |
points |
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Rate |
points |
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$30,000- $39,999 |
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| 5.500 |
1.750 |
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5.000 |
0.250 |
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4.375 |
0.000 |
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$40,000- $49,999 |
call
for quote! |
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| 5.625 |
1.250 |
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5.500 |
0.000 |
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$50,000- $69,999 |
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| 5.750 |
0.750 |
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$70,000- $80,000 |
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| 5.875 |
0.000 |
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VA Loans |
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check out our website www.selectfinancial.com |
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The groundhog saw his
shadow--another 6 weeks of winter!!! |
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